Terms & Conditions

Effective Date: May 2025

Welcome to the website of the National Mediation Association (NMA). By using this website or our services, you agree to the following Terms and Conditions:

1. Who We Are

NMA is a South African-based organization providing debt mediation, adverse listing removal, credit score improvement, and related services, all in compliance with SA credit laws.

2. Use of Our Website

You agree to:

• Provide truthful and accurate information
• Not use the website for fraudulent or unlawful purposes
• Refrain from interfering with the site’s functionality or security

3. Service Eligibility

To use our services, you must:

• Be 18 years or older
• Be a South African resident or have debt within South Africa
• Agree to our legal disclaimer and privacy policy

4. Disclaimer of Guarantees

While we aim to improve your credit and reduce debt, results may vary based on individual cases. We do not guarantee:

• Specific score improvements
• Complete debt removal
• Legal judgment reversals in every case

5. Limitation of Liability

NMA is not liable for:

• Losses arising from third-party financial decisions
• Delays caused by inaccurate user information
• Situations beyond our control (e.g., legal restrictions, creditor refusals)

6. Intellectual Property

All content on this site—including logos, text, graphics, and videos—belongs to NMA and may not be reproduced without permission.

7. Termination of Use

We reserve the right to suspend or terminate access to our services if:

• You breach these terms
• Fraudulent or illegal activity is suspected

8. Updates to These Terms

These terms may be updated without prior notice. Continued use of the site or services implies acceptance of the latest version.

Contact Us

For privacy-related concerns, please email: info@nma.co.za