Wipe the Past. Fix Your Credit. Start Fresh.

We talk to your creditors, clean up your credit profile and help you start fresh. Legally.

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Pick your problem. We’ll sort it.

Your Path to Financial Recovery Starts Here

Debt Mediation

We step in as neutral negotiators and work out a deal with your creditors. Often that means a lower amount or payments you can actually afford. No court. No stress.

01
Adverse / Default Removal

A unique credit recovery service that helps remove negative listings and guides you through the dispute process, giving you the support you need to overcome credit challenges and rebuild your financial future.

02
Credit Score
Repair

Designed to help you improve your credit score fast, this proven solution empowers consumers to build a positive credit history and unlock better loan approvals, lower rates, and lasting financial freedom.

03
Judgment Removal

A fast, legal solution to remove negative credit judgments and restore financial credibility tailored to your needs to help you regain financial freedom.

04
Prescribed Debt

We help dispute prescribed debts that are no longer legally collectible protecting consumers from unlawful collection attempts and getting qualifying debts written off.

05

Take Back Control of Your Financial Future

Real people. Real results.
“I went from blacklisted to approved in 90 days.” – Thandi J, Cape Town
684 to 754 in 3 months. One client started with a medium-risk credit profile. Three months later they were low risk and rated Very Good.

5 STARS ON HELLOPETER

Simple, Legal, Proven

Why Choose NMA? The Real Benefits

At National Mediation Association (NMA), we are committed to helping South Africans achieve greater financial freedom through personalised support and exceptional customer service.

We empower individuals to take control of their finances by providing practical budgeting guidance and negotiating with credit providers to secure more affordable repayments and reduced interest rates.

Our goal is to ease financial pressure, create greater financial flexibility, and provide smarter solutions to managing debt and building a more secure financial future.

R10M+

debt negotiated

No Judgment, Just Help

You’ll be treated with dignity

Legal, Transparent Process

Fully compliant with South African credit laws.

Avoid Court Battles & Credit Flags

Unlike debt review, mediation doesn’t lock your credit profile.

Faster Relief

Negotiations can start within days.

Improved Credit Over Time

As debt is resolved, your score can improve.