Wipe the Past. Fix Your Credit. Start Fresh.

We help you remove debt defaults, boost your credit, and break free – legally.

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What We Offer

Your Path to Financial Recovery Starts Here

Debt Mediation

Our legal debt review removal service helps previously overindebted consumers exit debt review, regain financial independence, and reduce repayments through fair creditor negotiation — no blacklisting, no court orders.

01
Adverse / Default Removal

A unique credit recovery service that helps remove negative listings and guides you through the dispute process — giving you the support you need to overcome credit challenges and rebuild your financial future.

02
Credit Score
Booster

Designed to help you improve your credit score fast, this proven solution empowers consumers to build a positive credit history and unlock better loan approvals, lower rates, and lasting financial freedom.

03
Judgment Removal

A fast, legal solution to remove negative credit judgments and restore financial credibility — tailored to your needs to help you regain financial freedom.

04
Prescribed Debt Check

We help dispute prescribed debts that are no longer legally collectible — protecting consumers from unlawful collection attempts and getting qualifying debts written off.

05
Your Fresh Start Begins Here

Take Back Control of Your Financial Future

“I went from blacklisted to approved in 90 days.” – Thandi, Cape Town
Debt can feel like drowning in quicksand—silent, stressful, and hard to escape. If you’re reading this, chances are you’ve felt the weight of overdue bills, calls from creditors, or even blacklisting. The good news? You’re not stuck. And you’re certainly not alone. That’s where debt mediation comes in—a legal, respectful, and often life-changing solution. And National Mediation Association (NMA) is at the heart of it, helping everyday South Africans take back control.
25+

Years of Experience

Simple, Legal, Proven

Why Choose NMA? The Real Benefits

Debt mediation isn’t about dodging responsibility—it’s about taking smart, empowered action. With NMA by your side, you don’t have to navigate this mess alone. Whether you’ve missed a few payments or are drowning in collection letters, there is a path forward. And it starts with a conversation.

R10M+

debt negotiated

No Judgment, Just Help

You’ll be treated with dignity

Legal, Transparent Process

Fully compliant with South African credit laws.

Avoid Court Battles & Credit Flags

Unlike debt review, mediation doesn’t lock your credit profile.

Faster Relief

Negotiations can start within days.

Improved Credit Over Time

As debt is resolved, your score can improve.